Elevate your APC score with our credit card!
Timely payments boost your score and increase your limit. Simple steps for greater financial health and more spending power.
Start improving your credit journey now!
Boost your credit card approval chances
Simple steps for a stronger financial profile:
Mejora la aprobación de tu tarjeta de crédito
¡Pasos sencillos para un perfil financiero más sólido!
Boost your credit card approval chances
Simple steps for a stronger financial profile:
1
2
3
1
Use Your Debit Card
Use your Punto Pago debit card daily and pay bills in the Punto Pago app
2
Apply for a Credit Card
Apply for a Punto Pago credit card in the app
and start using it
3
Improve Your APC Credit Score
and Increase Your Credit Limit
Use your credit card and pay it back on time to improve your Panamanian APC credit score and secure a higher limit for your Punto Pago credit card
No commission and hidden fees
Typical credit cards in Panama:
Punto Pago
Annual Fees
$0
Foreign Transactions
0%
Card Insurance
$0
ATM Fees
$0.99 fixed fee
Late Payments
$0.50-$5
Others
Annual Fees
$20-$200+
Foreign Transactions
~3%
Card Insurance
Extra
ATM Fees
5% + fixed fee
Late Payments
$20-$60
Switch to Punto Pago for fee-free banking. Save more, enjoy more.
Pay on time to reduce your interest rate and increase your limit
Every 3 months, we review your loan's interest rate
if payments are timely
Too good to pass up, right?