Smart 0% installment payments that grow your business
What is Cuotas?
Let your customers buy now and pay later.Get paid in full - no risk with Punto Pago.
Register your company
Create an account, add employees, and get instant access to offer installment payments
Create the order
Enter the purchase amount and show QR code to the customer to complete the payment
Customer pays in installments
The customer selects a payment plan and pays over time according to chosen terms
You get paid in full
Receive the full amount from Punto Pago while the platform manages financing and risk
Why Punto Pago?
Sell 30% more
Increase average order sum, attract customers and get profit faster
Attract new customers
Buy now, pay later - for real. With 0% interest, $0 today
No risk
You always get paid - all loans are fully handled by Punto Pago
Marketing support
Get a ready-to-use free set of materials to decorate your store
Start fast
Application approval in up to 24 hours
Over 1 million users
Bring new customers to your store
What do customers get?
Your customers get instant access to flexible installment options, fully managed by Punto Pago. Just create the order and show the QR code.
0%
0%
Interest rateno interest
Payments twice a month4 payments
Down payment$0
Orders up to$100
Interest rateno interest
Payments twice a month8 payments
Down payment$0
Orders up to$175
Interest ratewith interest
Payments twice a month16 payments
Down payment$0
Orders up to$250
Merchant tariffs
All customer payment options are always enabled. You pay a commission on each sale and choose when to receive the funds.
First 60 days with a discount
Light
Get paid on 30th day
8.5%5%
Comfort
RecommendedGet paid on 15th day
10%8%
Rápido
Get paid on the next day
13.5%11%
*no additional taxes, ITBMS included
Know more
All useful information for merchants at comercios.puntopago.net
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