Top-up your wallet via PayPal

Transfer your money in less than 1 minute

Top-up
PayPal top-up in the Punto Pago app

How it works

1

Open the App

Find the PayPal section right on your home screen

2

Set Amount

Specify how much you’d like to receive in your wallet

3

Review & Confirm

Check fees and ITBMS details before finalizing the transaction

Calculator

Estimate your transfer

The total includes PayPal fees, fixed commissions, and local taxes (ITBMS).

Top up

Total to pay

$107.76
Top up
Punto Pago wallet$100
Commission 6.75%$6.75
Fixed commission$0.50
ITBMS commission 7%$0.51

*Reference calculation. The app will show the final summary before confirming the top-up to your Punto Pago wallet

Interested?

Download the app and start using PayPal right now

Download

Know more

We've answered the most common questions

It is an integration that allows Punto Pago users to manage PayPal top-ups and transactions directly from our app, complying with local regulations in Panama.

To use this feature, you must comply with the following:

  • Be of age.
  • Have accurate and up-to-date information in your profile.
  • Register only one PayPal user associated with your account number.
  • Accept the updated "PayPal Terms of Use" agreement in the Agreements section of the app.

Top-ups are only permitted through the Punto Pago app. Top-ups or transfers managed directly from the external PayPal platform to Punto Pago are not accepted.

The cost includes 6.75% of the amount you receive at Punto Pago, plus a fixed commission of B/.0.50. The ITBMS (7%) is applied to the sum of these two commissions, using the same criteria as our calculator.

Yes. For safety and regulatory reasons, we apply the following limits:

  • Daily: up to USD 1,000.
  • Monthly (every 30 days): up to USD 4,500.

We have dispute resolution systems in place for unauthorized transactions. To activate this protection, you must submit your claim within 180 days of the transaction. We also implement security measures such as two-factor authentication.

Punto Pago only credits top-ups when the funds are actually received in our account. We are not responsible for delays caused by bank disruptions or external internet outages.

Yes. We reserve the right to suspend or close accounts if we detect suspicious activity, violation of the terms of use, or by court or regulatory order.

If you have technical difficulties or specific questions, you can contact us through:

Punto Pago.
Punto Pago.
Punto Pago.
Punto Pago.
Punto Pago.
Punto Pago.
Punto Pago.
Punto Pago.

Too good to pass up, right?